Choosing a home warranty: looking at the options

Home warranties are very valuable assets to any home owner, but figuring out what type of home warranty coverage you should purchase can be tricky to figure out. Home warranties have many different variables depending on what type of home owner you are, your property value, cost of the policy, and which company you choose to have your warranty services through. It is important that you know that there are different types of policies for new homeowners than there is for someone who has owned their home for more than 90 days. There are also different home warranties for home buyers and sellers. You must also be aware that simply because you purchase a home warranty does not mean that all of the things that a home warranty can cover are covered by the policy you bought. Know what your potential policy excludes so that you do not choose the wrong one.

Know What Kind of Home Owner You Are

w119In order to know what kind of home warranty you should choose, you should first know that there are different types of warranties depending on what position is as a homeowner. If you are a new homeowner, there are a few different options for you. Oftentimes you can have the seller of the home include a home warranty in the closing costs. If this is the case, the seller may have what is called a seller home warranty that covers the costs of any repairs that need to be made while the home is on the market and can be transferred over to the buyer once it is purchased. There is also a buyer conversion warranty that is transferred from the buyer to the seller that is effective immediately on the day of closing.

Know What Kind of Policy You Need

If you do not have an agreement with the seller during closing you can also get a buyer direct warranty that either the buyer or the agent of the buyer can procure or their client that also becomes effective the day of closing. When you have owned your home from more than 90 days, you can get a simple homeowner warranty. Should you need to renew an existing warranty then you will need a renewal warranty contract. Knowing which category you fall under will make choosing coverage and a provider much easier.

You Get What You Pay For

When you are looking at home warranties, it is imperative to know that coverage will vary from company to company and that cost will vary on whether or not there are exclusions to your policy. No policy is limitless so you must know what you need coverage of the most and purchase a warranty that covers the things you feel are most important. If you want to cover all of your bases, your premium will be greater, but so will your peace of mind.

Selecting the right home warranty is very important. You should compare and contrast several policies from different providers. The easiest way to do this is to know what kind of policy you need, and what coverage is most important to you.

 

The A-B-C’s of Replacing Rotted Wood

Homes can come up with many types of problems, particularly if you live in an area that is prone to being hit hard by the elements. For those that live in particularly wet areas, then rotten wood is one of the main concerns. Rotten wood not only looks unappealing, but it also can lead to bugs, mold, and musty smell in and around your home. The goal is to avoid this problem and the main way to reach this goal is to replace the wood as soon as possible. Below are a few big tips you should know about the replacement process.

Removal First

w118After you’ve identified the portions of wood that must be replaced, the next thing you need to do is start to remove the wood that is rotting. If only a small section of the wood has rotted, you only want to try and remove the small portion so that you can save hassle and money. On the other hand, if the portion of wood that has rotted is fairly substantial, then you should replace the entire piece of wood. To remove the wood, you should wear some work gloves and use a prybar. Place the prybar beneath the wood you are trying to remove. Then, exert some force until you feel the wood unlatch from its place. Eventually with some effort, you should be able to remove the entire piece.

Add a Patch

The next step is to add a patch where the old wood was. Before you do this step, you need to prepare the spot where you are going to attach the wood. To do this, get some primer and use it over the entire area where you are going to attach the wood too. The primer is going to protect the old wood and keep it looking good. You can also add caulk to the project so water damage does not infiltrate into the wood.

After you’ve prepped the area, you can add the new patch of wood. The new patch of wood can be attached using nails, joints, and any other necessary and effective material. After the patch is attached and dried in place, you can paint over the portion so that everything looks neat and uniform. This type of project may seem a bit time consuming, but it is well worth it to know that you’re the handy person around the house.

Do Houses Have A Breakfast Nook Anymore?

There are many ways of which you can add value to your home and make it into a more practical space. However, when it comes to picking projects, many homeowners are starkly divided about what is best for any home. For example, the breakfast nook has been one of the most beloved spaces in the American kitchen. It is a warm, cozy, and comforting area where small meals can be shared with close family and friends. Normally, the nook includes windows all around and a shared seating space. While it is certainly a popular form of dining, many question whether it is still worth adding ot a kitchen. The answer is yes and below is the answer why.

The Social Hub of the Home

The great thing about a nook in your kitchen is that it is the social hub of most homes. Many people seem to enjoy gathering around the kitchen and warm meals and with a nook, you can have that comfortable and enjoyable gathering space. You can also host small gatherings in a nook and save yourself the trouble of expanding a small space.

Additional Seating Space

Another advantage of incorporating a nook into your kitchen space is that is also provides additional seating, especially if you have a smaller sized kitchen. The additional seating space of a nook also usually comes with added lighting because of the windows, providing you with a view of your yard or other outside area. Essentially, with the nook, you aren’t only adding a space where you can create a comfortable social hub in your home but you are also adding more seating space that can be a valuable area for your kitchen and that brings in warm light into your cooking area.

Different Purposes

Finally, another advantage of a nook in your kitchen is that it can be used for a multitude of different purposes. For example, you can host small family dinners, watch your kids as they do homework, conduct home projects, and many other things in your small nook. In addition, nooks are also highly customizable. This means that you can tailor the nook to your own specific style. The custom look can match your kitchen or stand out as its own unique space. Overall, considering the benefits and the comfort of a nook, this type of space certainly hasn’t gone away from the kitchen.

Replacing Heat Pumps: A Quick Guide

Summer is coming up, which means that you need to do everything that is necessary to prepare yourself and your home for the oncoming heat. There is nothing more brutal than having issues with your home air conditioning system. Therefore, a quick check of your heater is going to reveal all of the issues that you need to address. Once you are aware of the problems that are affecting your model, then chances are, you may also need to replace the heat pumps. If you are unfamiliar with this component and what replacement entails, below is a quick guide to help you along the way.

Purpose of a Pump

w117There are many important components to a pump. When it comes to your air conditioning, this component is responsible for heating and cooling the home. Without this component, your air conditioning is essentially worthless. The pump can work for both heating and cooling situations, but it is mainly used on the cooling side of the pump. The main reason you may be seeing issue with this part of your air conditioning is that the thermostat itself is bad and is making problems. Luckily, repairing your pump is easy.

Size the Unit

The first step is to check the sizing of the unit. To get the exact measurements that you need, you simply need to find the manufacturer’s plate on your machine. You’ll be able to recognize the number because it is always going to be a number that is divisible by 12. Before going out and getting a replacement through, you also need to make sure that the problem arises from the pump itself. If your thermostat is also responsible, then you need to take the initiative and replace the thermostat along with the pump. This will ensure that your pump doesn’t have problems over time.

Think of the Cost

While you can certainly get a professional out to replace the pump for you, this is one of the costliest kinds of air conditioning repair. Rather than splurge the big bucks on the ordeal, you can simply go out and get your own pump from a local supplier or check your hardware store. You’ll likely be able to find a more cost effective option for your air conditioning so that you can get things working as quickly as possible. You’ll also bad relieved with all the money you save.

The Easiest Home Repair Job: Replacing Knobs And Pulls

When it comes to the home, you’ll notice that décor trends are constantly changing. With new trends arising, you may just realize that your kitchen or bathroom needs an update. In most cases, homeowners tend to hire professionals to get the job done. However, if the job is an especially ease undertaking, then you may just be able to do it yourself. One of the easiest home repair jobs is replacing knobs and pulls on your kitchen and bathroom cabinetry. Replacing these items can be done quickly too once you get the right tools and items.

Purchase the Hardware

The first step in changing these items is to purchase the hardware that you need. You can usually purchase cabinet hardware from anywhere between $1 and $45. It really just depends on how simple or fancy you want to get. The fancier items will usually cost you more of course. In addition to the cabinet hardware, you’ll also need a screwdriver and screws. Once you have these items ready, you can begin the project. If you have never handled this type of hardware before, it is recommended that you practice on a wooden board first.

Remove Old Hardware

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The next step is to remove the old hardware on the cabinet. To do this, open the cabinet and check the back of it. After you identify the screw, determine which screwdriver you need. Once you have found the correct screwdriver, start unscrewing the screws to the knob or pull. You’ll notice the cabinet hardware becoming looser and looser. When it detaches from the cabinet, put the hardware in a bag, along with the adjoining screws. Keeping these items can be useful because you can either replace your new hardware with the old or you can use them for other projects. You also want to keep the screws in case you need them later.

Attaching the New Hardware

The next step is to attach the new hardware. What you want to do is line up the knob or pull to the area where the old screw entries were. Hold the hardware in place while you set the screw in the hole at the back of the cabinet. You can then begin screwing the screw inside the cabinet to solidify the knob onto the cabinet. Once you can’t screw the screw in anymore, the handle should be solidified on the cabinet and you’re done.